This coverage is purchased when the organization owns the automobiles. A broad commercial automobile policy should include coverage for liability, comprehensive and physical damage, non-owned/hired automobile and un-insured and under-insured motorist. The liability portion of the policy will cover damage to other vehicles or property and injury to others for accidents for which you are at fault. Auto physical damage covers repair of vehicles that the organization owns. Non-owned/hired auto liability as described may be purchased as part of the business auto insurance if your organization owns vehicles. Uninsured motorist coverage may be purchased with a business auto policy and this coverage affords protection for accidents involving un-insured or under-insured motorists.
To request no-cost, no-obligation insurance quotes from our preferred partner companies, please contact us.
CHARITY ONE INSURANCE AGENCY, INC.
680 E. Alosta Avenue
Azusa, CA 91702