Nonprofits are a powerful force for good in society, and many people choose to support them through volunteering, donating, or working for them. However, time and again, these influential organizations face many risks and uncertainties that often remain overlooked. And this overlooking might affect these organizations big time. From liability claims to cyber-attacks, property damage, […]
Nonprofit organizations play an essential role in our society, addressing social issues and providing vital services to communities. However, just like any other business, nonprofit organizations face various risks and potential liabilities that can threaten their operations. That’s why it’s essential for nonprofits to protect themselves with the right insurance coverage. Nonprofit organizations need insurance […]
Governor Newsom signed SB 1159 on September 17, 2020 that created new laws that significantly affect California employers who have employees who test positive for COVID-19. One of these, Labor Code Section 3212.88 applies to California employers who have 5 or more employees. The law says if a COVID-19 outbreak takes place at a place […]
According to their website, GuideStar gathers, organizes, and distributes information about nonprofits in the United States. They gather data from various public sources and aggregate the data into GuideStar Nonprofit Profiles, one profile for each organization in the database. Each nonprofit is encouraged to update their profile on the website, which is available free of […]
The outbreak of COVID-19 acute respiratory disease may cause a significant economic impact for Nonprofit & Social Service Organizations. Numerous cities across America have closed popular gathering places including sports facilities, schools, theaters, museums and other venues to limit the spread of the virus. Business closures and lost sales has lead to inquiries regarding business […]
Charity One Insurance Agency is proud to launch our new insurance program specifically designed for Residential Care Facilities! After over 19 years of providing insurance coverage to Nonprofit & Social Service Organizations, we are proud to have a program focused on Residential Care. Our program focuses on providing coverage to the following homes: – Group […]
Full coverage is a misleading term. Making the assumption that you have full coverage in any sense can lead to uncovered claims and losses. We always recommend discussing your coverage concerns with a knowledgeable broker or agent to find out what type of coverage gaps exist and develop a plan to close those gaps. A […]
Over the years we have seen an increase in employee related claims and disputes. There is only 1 insurance product that will provide the coverage that you need when an employee dispute arises, Employment Practices Liability. Employment Practices Liability, also known as “EPL”, is a coverage generally purchased with Directors & Officers Liability. It is rated […]
Workers Compensation can be a confusing policy to purchase. Completing a Workers Compensation Audit can be frustrating. Don’t allow this policy to be a source of annoyance, allow our office to analyze your insurance policy for discrepancies to avoid problems during your next Audit. The following is a snap shot of items to be mindful […]
A common property insurance mis-conception is that you as a policy holder can determine the limit in which you WANT to insure your building or contents. Many people look around their office and say, “if the place burned down, I’d only want to cover the computers and electronics… those would be roughly $5,000… let’s put […]