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New Laws Affecting California Employers and COVID-19 Reporting

Governor Newsom signed SB 1159 on September 17, 2020 that created new laws that significantly affect California employers who have employees who test positive for COVID-19. One of these, Labor Code Section 3212.88 applies to California employers…

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Using GuideStar As A Tool for Nonprofit Organizations

According to their website, GuideStar gathers, organizes, and distributes information about nonprofits in the United States. They gather data from various public sources and aggregate the data into GuideStar Nonprofit Profiles, one profile for…

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Insurance Response to COVID-19

The outbreak of COVID-19 acute respiratory disease may cause a significant economic impact for Nonprofit & Social Service Organizations. Numerous cities across America have closed popular gathering places including sports facilities, schools,…

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NEW Insurance Program – Insurance for Residential Care Facilities

Charity One Insurance Agency is proud to launch our new insurance program specifically designed for Residential Care Facilities! After over 19 years of providing insurance coverage to Nonprofit & Social Service Organizations, we are proud…

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Auto Insurance for Employee Vehicles – Non Owned Auto Physical Damage Coverage Gap

Full coverage is a misleading term. Making the assumption that you have full coverage in any sense can lead to uncovered claims and losses. We always recommend discussing your coverage concerns with a knowledgeable broker or agent to find out…

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Organizations with Employees Need Employment Practices Liability Insurance

Over the years we have seen an increase in employee related claims and disputes. There is only 1 insurance product that will provide the coverage that you need when an employee dispute arises, Employment Practices Liability. Employment Practices…

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Tips for Managing your Workers Compensation Insurance Policy

Workers Compensation can be a confusing policy to purchase. Completing a Workers Compensation Audit can be frustrating. Don't allow this policy to be a source of annoyance, allow our office to analyze your insurance policy for discrepancies…

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How Does Property Co-Insurance Affect My Nonprofit Insurance and Social Service Insurance Policy?

A common property insurance mis-conception is that you as a policy holder can determine the limit in which you WANT to insure your building or contents. Many people look around their office and say, “if the place burned down, I’d only want…

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What Types of Insurance Does a New Nonprofit & Social Service Organization Need

There is an overwhelming about of insurance coverages available on the market. Navigating your way through insurance terms and jargon is not a great way for a new nonprofit direct to spend their time. That’s why we have put together this list…

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How to Select an Insurance Broker for Nonprofit & Social Service Organizations

Selecting an insurance broker can be time consuming and draining, that’s why we’ve compiled this list of tips and tricks to make finding an insurance agent easy and rewarding! Here are the top 4 tips on how to find the best broker for your…