We offer a full suite of Group Benefits including Group Health, Group Life, Group Dental and Vision. With the entire nation experiencing inflated medical costs, it is vital to offer your team the financial protection provided by Group Benefits Insurance. Our experts can find a solution that will provide the most benefits for your budget. A consultation with our agents can provide comparative quotes and one-on-one time to ask questions and understand the options.
Life Insurance is a vital financial tool used to ensure that your family or business remains in a state of financial security. These polices are designed to provide financial support after your passing. They can also assist with estate tax issues and can be an important part of your charitable giving plans. In the event of critical illness or death, the policy would provide tax-free income to the insured or beneficiaries of the insured. Additional features include: tax advantaged income streams or educational or retirement purposes.
Annuities are purchased to grow and protect retirement savings. Newer features include protection from market declines and lifetime income streams. Annuity contracts are typically purchased from an insurance company. The insurance company then makes payments to the buyer, these payments can be made either immediately or in the future. Annuity contract holders can receive payments for the rest of their lives or for a set number of years. The money invested in an annuity grows tax-deferred. When the money is withdrawn, the amount contributed to the annuity will not be taxed, but earnings will be taxed as regular income. There is no contribution limit for an annuity.